When it is this cold, this late in the year, people get grumpier. They spend more time inside, which means they end up watching subpar TV programming. They don’t get much fresh air, and studies show that large quantities of recycled air lead to increased crabbiness. They are forced to spend time with their families, which can make anyone crazy. At least, that’s how the average person responds.
For actuaries, the effect is quite different. They only interact with others because they feel compelled that they have to. The cold weather gives them a convenient excuse to become hermits. Actuaries, if you can ever interact with one, in contrast to the average person, are happier the longer it stays cold. They can spend more time doing actuarial work, reading science fiction and solving Sudoku. If an actuary complains about the cold, it’s only because it’s not cold enough
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